Beyond the Card – Innovating Next-Gen Credit Solutions

Financial institutions (FIs) and FinTechs are bringing new credit products to market with a speed and agility that would have been impossible just a few years ago, thanks largely to the capabilities and services offered by a new generation of payment processors. A steady progression of credit throughout the decades finds payments at a new frontier. Beyond the Card, an i2c and PYMNTS collaboration, details how traditional card products and the payment rails established to facilitate their transactions laid the groundwork for the dawning digital-first financial ecosystem, where consumer experience is first in line in terms of priorities. Collectively, digital developments point in positive new directions for people and financial institutions (FIs) at this historically decisive moment.

Four key trends are driving innovation in consumer credit today – card ubiquity, cloud-based payments processing, mobile integrations, and digital-first card programs – as well as new options in credit, risk, and portfolio management. The foundation laid by card networks has given rise to the digital payments ecosystem, enabling a much wider and more diverse set of players to leverage those rails and expand access to a variety of credit products delivered via digital channels.

To learn more insights and read about unique and innovative use cases FIs and FinTechs are offering across the globe, download:
Beyond the Card – Innovating Next-Gen Credit Solutions

About Author

i2c is a global provider of highly-configurable payment and banking solutions. Using i2c's proprietary "building block" technology, clients can easily create and manage a comprehensive set of solutions for credit, debit, prepaid, lending and more, quickly and cost-effectively. i2c delivers unparalleled flexibility, agility, security and reliability from a single global SaaS platform. Founded in 2001, and headquartered in Silicon Valley, i2c's next-generation technology supports millions of users in more than 200 countries/territories and across all time zones.