Transform Your Consumer Credit Program

i2c’s global, innovative platform provides you with proven technology to launch comprehensive credit card programs. With our all-in-one platform, you can quickly deliver branded physical and virtual cards to drive top-of-wallet behavior and increase revenue.

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Endless consumer credit possibilities on a single platform

You have a vision. When you build your card programs on the right platform, the possibilities are endless.

We continuously update the i2c platform to address changing demographics and the market’s ever evolving needs. At its core of our platform is a constantly expanding library of thousands of modular payments functions that can create over a trillion unique credit products. Let us help you deliver a truly differentiated credit program with:

  • Configurable platform – no coding needed
  • Virtual card issuance
  • Cardholder lifecycle communication
  • White label mobile app
  • Value-added services

With i2c’s consumer credit solutions, you can quickly configure and launch consumer credit programs tailored to your market segment. Set up and update card program rules and parameters in real-time — through self-service capabilities that facilitate changes in minutes.

Then optimize in real-time. With i2c, you can maintain fees, APRs, billing cycles, grace periods, determine how payments are posted and distributed, how finance charges are calculated and more.

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Get consumer credit solutions to market, faster

Why wait? Launch in days—not months. Our time-tested, comprehensive suite of credit products and features increase speed to market. And accelerate your launch by working with one of our established network partners.

With i2c, there is no need to compromise. Our clients scale with ease on our single, global platform that offers the flexibility to accommodate your customers’ ever-evolving needs. By powering your card program with i2c, you’ll expand your customers’ share of wallet and accelerate profit growth.

  • Quickly get-to-market
  • Accelerate speed to revenue with custom templates
  • Increase engagement with personalized communications
  • Drive top-of-wallet behavior
  • Support programs with value-added services

We can help you deliver your modern consumer credit card program with our value-added services:

  • Contact Center Services
  • Fraud Risk Management
  • Dispute Operations
  • Program Management
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Let i2c help you build a tailored card program that has everything to meet your clients’ needs.

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Next-level Credit Programs

Competing for today’s cardholders require card programs that offer an excellent customer experience and cutting-edge functionalities that cardholders want.

Instantly activate virtual cards

Give your customers the option to quickly activate their virtual card to start spending within seconds of approval. Your customers can use virtual cards to pay a specific merchant or vendor, created for one-time use or even for a specific timeframe.

Virtual cards can be directly integrated into cardholders’ favorite branded mobile wallet application, such as Apple Pay, Google Pay and Samsung Pay, turning their smartphones or watch into a digital payment tool complete with push provisioning.

  • Activate cardholders quickly and gain speed to revenue
  • Offer flexible payment options
  • Enhance cardholder experience

By 2023, the global contactless payments market size is expected to reach

$27.3 Billion

Source: CloudCone.com

Offer Flexible Credit Lines

Capture wallet share by encouraging activation and increase spend volume with revolving and installment lending products.

Configure and trigger cardholder installment programs based on purchases, timing, transaction amounts, card balances, transaction types and form factors.

Give your cardholders the freedom to choose the right repayment plan before, during, or after purchase with i2c’s Buy Now, Pay Later solution. Become the credit card of choice by allowing your customers to choose the repayment plan that works best for them with up-front payment terms.

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Elevate the customer experience

Providing your customers with the best possible experience is critical to your business. Our platform provides the advanced capabilities to create personalized communications by specific product type, line amount, credit score and many other factors.

You’ll have the ability to deliver automated, personalized communications that are real-time and event-driven across multiple channels. Messages can be delivered based on cardholder spend behavior, lifecycle stage, account information, locations and customized preferences.

These hyper-targeted messaging capabilities can provide account alerts and rewards to help nurture your customer relationships, increase engagement and boost revenue.

Personalize customer incentives and rewards

Drive higher spend, stay top-of-mind, and build brand affinity by engaging your customers with highly personalized rewards and offers when and where it counts. Configure reward programs to include cash back, statement credit, points, miles, merchandise and retail coupons. Even better, you can issue digital coupons in real-time, without merchant point of sale integration requirements.

Customize mobile experiences

Provide rich digital and mobile experiences that customers want and expect in today’s digital economy across all channels. You can use i2c’s white-label mobile banking app or just use i2c’s APIs to connect with your banking app for a smooth customer experience.

Ready to get started?

Contact us today to bring your credit offering to life.

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Why i2c?

Not all credit programs are the same, and a one-size-fits-all approach just doesn’t make sense for today’s cardholder. Differentiate your credit offering with our powerful, comprehensive platform.

  • Quickly get the right credit product to the right customer
  • Drive “top-of-wallet” behavior with loyalty and rewards programs
  • Increase wallet share and spend volume with alternative lending options
  • Achieve profit and loss performance through credit line management
  • Gain speed to revenue and improve ROI by getting cardholders active faster
  • Deliver personalized content across all channels

i2c’s proven and modular credit platform enables you to use only the products and services you need

Out in the real world

i2c credit issuing solutions are used today all over the world for a wide variety of purposes.

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Virtual card and multicurrency

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Consumer credit card and rewards program

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Digital-first credit card, rewards and mobile app

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Connect with us to curate the perfect credit program.

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