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Scaling Payments Innovation

Even FIs that aren’t top innovators can achieve similar outcomes

Banks don’t require enormous budgets to innovate. FIs that use sandbox environments to test and iterate new products prior to scaling to market are more successful at rolling out innovations that deliver higher ROI in terms of customer and revenue growth.

100 Sandbox
46 Non-Sandbox

Say their IT infrastructure is well-suited to innovation

16 Sandbox
84 Non-Sandbox

Have core payments systems that support sandboxing

92 Sandbox
78 Non-Sandbox

Report their last innovation was very or extremely successful


Scaling Payments Innovation


Top Payments Performers


How Sandbox Testing FIs Stack Up Against Those That Don’t


Payments Focus:
Past Vs. Future