Disputes handledConfidence restored

Disputes and chargebacks are high-pressure moments. Poor dispute management processes stall momentum, erode trust and drive up costs—with annual chargeback losses projected to reach $100B by 2030. Every unresolved dispute is a brand relationship at risk.

i2c's fully managed dispute & chargeback resolution operations help you stay in control, move fast and protect your brand through streamlined transaction and payment dispute resolution workflows.

Built for recovery Tuned for performance

Global issuer exposure to disputes and chargebacks reached $33.7B last year alone. Each chargeback costs financial institutions up to $10.32 to process—representing millions in operational overhead.

i2c’s next-gen PowerOne unified banking and payments platform supports end-to-end chargeback reconciliation with full visibility into dispute status throughout the lifecycle.

It’s time to focus on growth, not firefighting. Our integrated tools and automated workflows reduce manual effort and improve outcomes, helping you minimize friction, maximize recovery and ensure compliance.

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Support disputes from cradle to resolution

Intake, investigation, communications, compliance and recovery.

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Streamline case management

Proprietary platform automates adjudication, credit issuance and correspondence.

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Minimize risk with Reg E, Reg Z and PSD2

Embedded controls and automated monitoring ensure regulatory alignment.

CASE STUDY

Proven performance

i2c enabled a Latin American financial institution to achieve a strong fraud dispute win rate while minimizing issuer losses, and helped a North American card issuer program significantly outperform industry benchmarks in merchant dispute win rates.

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90%

Fraud dispute win rate

Only 10% of losses assumed by issuer

98%

Merchant dispute win rates

Significantly outperforms industry benchmarks

From intake to outcome No detours

Disputes are complex. i2c simplifies every step with a fully integrated, rules-based system that adapts to your program and scales with your growth. Our disputes case management platform supports end-to-end chargeback reconciliation and provides visibility into chargeback status throughout the lifecycle.

Multi-channel intake

Acceptance of disputes 24/7 via mobile, web, live agent, API or portal.

Automated compliance

Built-in monitoring, QA and audit tools help ensure 100% compliance.

Real-time reporting

Scorecards, real-time case updates and scheduled reports keep teams and customers informed.

Provisional credit and adjudication

Automated chargeback filing, provisional credits and representment reduce manual effort and speed resolution.

i2c leads with next-gen dispute and chargeback resolution

Differentiators
Legacy
Next-Gen
Modern

Intake

Legacy

Manual, fragmented intake

Next-Gen i2c centralizes real-time dispute intake from agents, mobile, web and APIs in a single, context-preserving workflow that routes straight to its integrated case management.

Every channel feeds one real-time dispute workflow.

Modern

Intake handled in external systems

Investigation

Legacy

Slow, multi-system investigations

Next-Gen i2c brings rigor to investigations through integrated case management and unified data access, aligning case evidence to regulatory and network rules for structured analyst collaboration.

Integrated case management keeps evidence rule-ready.

Modern

No native investigation tools

Communication

Legacy

Manual, siloed dispute updates

Next-Gen i2c unifies real-time dispute communications with backend execution, embedding workflow- and regulation-triggered updates across the dispute lifecycle for greater transparency.

Real-time updates triggered at every dispute stage.

Modern

Separate dispute tools required

Recovery

Legacy

Multi-system recovery execution

Next-Gen i2c automates financial execution while you keep recovery authority - chargebacks, provisional credits, representment and adjudication run natively in the processing environment to reduce deadline risk.

Chargebacks and credits executed natively, in real time.

Modern

Relies on partners and manual work

Compliance

Legacy

Rigid, process-bound compliance

Next-Gen i2c enforces compliance programmatically, embedding rules, timelines, documentation, monitoring thresholds and audit controls into dispute workflows to ensure 100% compliance.

Rules, timelines and audit controls built into every workflow.

Modern

Compliance pushed to clients and external systems

Configurable workflowsScalable support

Whether you're launching a new program or upgrading legacy operations, i2c’s dispute services flex to fit your needs. Disputes reconciliation is embedded into every workflow, ensuring accuracy and consistency across chargeback dispute cases.

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Custom rules and scripts

Tailor workflows, SLAs and escalation paths to your business model.

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Embedded network settings

Align with card network requirements from day one.

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Dedicated analyst team

Optimize performance through investigation, escalations and resolution.

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Secure data retention

Disputes and communications stored for two years.

“i2c's Disputes team has been an invaluable partner… Their expertise, responsiveness and collaborative approach provided steady guidance to navigate evolving requirements.”
Brian Solang Risk Manager, Sightline

Protect your brand at every turn

Resolve faster, recover more and retain trust with i2c. From chargeback status tracking to payment dispute resolution and disputes reconciliation, we help you manage every step with confidence.

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