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Built for protectionEngineered for speed

Fraud moves fast. So should your defense. In the first nine months of 2024 alone, U.S. issuers wrote off $46 billion in delinquent card balances—up 50% year over year. Debit transactions tell a similar story, with issuers absorbing average net fraud losses of 5.3 basis points per transaction. With exposure mounting across both credit and debit, the stakes have never been higher.

i2c helps you stay ahead with an AI-powered fraud engine that outperforms industry standards—delivering a 40% fraud capture rate, 250+ active fraud rules and 25+ years of fraud risk management expertise in detection, prevention and investigation. All with just a 0.5% friction rate, so you can stop fraud without stopping customer success.

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Fraud hits fast We hit back faster

Card issuers face relentless pressure from account takeovers, card-not-present fraud and identity theft. i2c’s fraud management services are designed specifically for banks and issuers, combining speed, precision and adaptability—and to respond instantly before fraud impacts your customers or your brand.

Detect threats
Detect threats

Monitor transactions in real time with hundreds of pre-auth checks.

Customize rules
Customize rules

Tailor fraud parameters by geography, merchant type, velocity and more.

Respond fast
Respond fast

Trigger alerts and automated actions with two-way communication.

Authenticate smart
Authenticate smart

Use 3D Secure with OTP, biometrics, or API-based device verification.

Score smarter
Score smarter

Apply AI-based risk scoring to flag anomalies and reduce false positives for more accurate fraud detection for banks.

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Built-in protection No bolt-ons required

i2c’s fraud tools are embedded directly into our processing platform—no third-party patchwork required. That means faster deployment, seamless integration, and stronger control over your fraud risk management strategy.

Customizable Icon Customizable Icon ACtive

Accelerate
time-to-market

Launch new card products in days, not months.

Scale globally Scale globally Active

Scale globally

Leverage our operational readiness in 216+ countries and territories, plus multi-currency and multi-language capabilities.

Customize without limits Customize without limits Active

Customize without limits

Use 100K+ pre-coded building blocks and 300+ APIs to tailor every aspect of your program.

Reduce operational costs Reduce operational costs Active

Reduce operational costs

Cut total cost of ownership by up to 60% with SaaS efficiency.

Ensure reliability Ensure reliability Active

Ensure reliability

Achieve 99.999% uptime with dual-active data centers and full compliance certifications.

Choose your level Get full control

Leverage operational readiness in 216+ countries and territories with 99.999% uptime.

Standard service

Self-service access to our decisioning engine, 24/7 monitoring, alerts and live support.

Managed service

Full support from our fraud specialists for rule setup, optimization and ongoing oversight.

Award-winning innovation Industry-wide recognition

i2c Inc. and The Bank of Missouri Win Best Community Bank/Credit Union Modernization Award

Get Started

Ready to stop fraud in its tracks?

Let’s protect your program with advanced fraud detection for banks and scalable fraud management services that adapt to your needs.

Start Your Engines
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