Ditch the dragDrive credit forward

In today’s crowded market, financial institutions can’t afford to fall behind. Choosing the right credit card issuer processor is essential. But modern platforms don’t have the track record of reliability and stability, and outdated infrastructure isn’t just slow—it’s costly: banks on legacy cores rack up $36B in extra annual operating costs, and 53% of financial institutions struggle to scale.

Then, there’s i2c. Unlike other next-gen processors, we support the full credit lifecycle—from secured cards to commercial lines—with operational readiness in 216+ countries and territories. And, with over 25 years of experience, we’ve built an award-winning credit card issuer processing platform that helps financial institutions, fintechs and brands move fast, scale smart and drive profitability.

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All-in-one credit Built to scale

Choosing the right credit card issuer processor is essential. To compete, you need platforms that deliver speed, scale, efficiency and flexibility-without compromise.

Deliver revolving and charge cards, secured cards, co-brand and private-label programs, BNPL and installment loans-across both consumer credit solutions and commercial credit solutions.
Configure flexible programs that adapt to customer needs and behaviors.
Activate rewards, trigger-based communications, digital coupons and virtual cards & wallets.
Evolve credit experiences alongside your customers’ financial journeys—from first-time users to high-value cardholders.
Use trigger-based messaging and digital couponing to drive profitability.
Activate tools that increase cardholder activity and long-term profitability.
Enable instant issuance, wallet provisioning and seamless mobile/web apps.

Launch offerings across the full credit lifecycle with speed and flexibility.
Provide call center, dispute resolution, collections and reporting services.
Meet KYC, KYB, OFAC, bureau and alternative data requirements.
Support instant settlement and seamless payment flows.
Gain insights with robust analytics and reporting tools.
Control limits across multiple channels.
Use adaptive controls, workout programs, and a full decision engine to reduce delinquencies and optimize recoveries.

Built for speedDesigned for control

i2c’s single, unified credit card issuer processor platform is more than a processor, it’s your engine for growth. We give you the tools to launch a differentiated suite of unique credit solutions—consumer, commercial and SMB—fast, adapt quickly and scale without limits.

Go to market quickly

Launch new credit products in day with composable

Customize without compromise

Configure every detail without writing custom

Scale globally

Leverage operational readiness in 216+ countries and territories with 99.999% uptime.

Stay in control

Real-time data, instant funding and automated operations

Put risk in the rearview

Legacy underwriting is like driving with one eye on the mirror-slow, limited and risky. i2c shifts you into high gear with an AI-powered underwriting engine that keeps you ahead of risk while accelerating growth.

Leverage AI-powered decisioning on real-time data to enable credit line setting, smarter approvals and reduced losses.
Ensure regulatory requirements with integrated KYC/KYB sanctions screening.
Apply dynamic spending controls to continuously segment customers.
Enable Communication Manager to deploy segmented, multi-channel outreach for a seamless collections workflow.
Build personalized workout and settlement programs to keep customers engaged.

Robust solutions for small business and commercial growth

Give businesses the horsepower to run at full speed-fueling growth with smarter spend controls, faster reconciliation and real-time visibility that keeps every department in the driver’s seat.