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Modern core banking without limits

Only 25% of banks have prioritized core modernization—despite 62% planning real-time payments. Legacy systems struggle with data silos and bottlenecks, while modern processors lack reliability and compliance maturity. The result? Fragmented stacks, costly maintenance and increased risk.

i2c combines a 25-year track record with a next-gen, real-time, artificial-intelligence driven digital core banking platform that delivers speed, configurability and compliance maturity. One unified cloud core banking platform fully integrated with the i2c debit and credit card processing solutions—without tradeoffs.

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One engine Zero compromise

Legacy platforms drain resources—60 % of banks’ IT budgets go to keeping old systems alive. Our cloud-based core banking platform is engineered for efficiency, trusted for stability and built on an always-on ledger. Whether you’re a bank, credit union or fintech, i2c gives you the horsepower to move fast and stay ahead.

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Built for consumers and businesses

Core solution supports an array of features for businesses and consumer deposit accounts.

Protect every transaction

The solution contains a robust fraud platform covering all forms of payments and these common risk mitigation techniques; KYC, OFAC, AML, 3DS, EMV, real-time fraud detection and monitoring.

Deliver full-service accounts

Checking, savings, CDs and money market accounts.

Manage disputes seamlessly

24/7 global chargeback support across all payment methods.

Move money instantly

Access Visa Direct, ACH and FedNow through a single integration point, plus support for Mastercard Send, RTP, Zelle and more.

Enable omnichannel access

Offer seamless banking across mobile, web and branch interfaces.

Integrate with ease

Leverage 300+ APIs to enable easy integration with all third-party vendors including digital banking platforms, embedded payments and other key services.

More power Less friction

i2c helps you shift the power differential. Our digital core banking platform replaces complexity with control, enabling banks, credit unions and fintechs to modernize without disruption and outperform outdated infrastructure.

  • Get to market quicker and stay ahead of competitors with rapid product deployment.

  • Streamline operations and reduce costs with native artificial intelligence core features, centralized controls, employee and workflow automation and a unified cloud core banking platform that eliminates legacy overhead, complexity and cost.

  • Build stronger relationships with your members and customers by delivering the right service at the right time.

  • Meet members and customers where they are—on mobile, in-branch or on their desktop/online—with seamless digital banking tools.

  • Make smarter decisions with real-time visibility from a centralized ledger and compliance-ready architecture.

  • Reduce risk and stay audit-ready with global regulatory standards baked in.

Built to outpaceTuned to deliver

With proven reliability, continuous R&D and global scale, i2c helps issuers accelerate growth without the drag of legacy or the risks of piecemeal providers. 

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Adapt with agility

Respond to change faster with a flexible no-code architecture that supports rapid configuration, seamless integration and scalable growth.

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Stay in control

Monitor real-time ledger activity, instant funding and automated operations.

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Protect your brand

Avoid outages and compliance gaps from immature platforms.

Can your core keep up with
your growth?

Replace outdated and fragmented systems with a unified, scalable digital core banking platform that powers every function of next-gen banking for banks, credit unions and fintechs. 

Start Your Engines