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How Credit Unions Can Compete When One Click Can Lose a Member The moment that stuck with me came early when Dan Hanks, senior vice president of product at i2c, described how quickly a member can drift away from their credit union today.
Rethinking SMB credit (Originally published on CUInsight.com) Small and mid-sized businesses (SMBs) are the economic heartbeat of the communities credit unions serve. They’re the restaurants, contractors, salons, retailers, nonprofits, and service firms that create jobs, stabilize neighborhoods, and fuel local growth.
Personal Credit Carries the Weight When SMBs Face Surprises Business credit for large enterprises operates at arm’s length, guided by formal procurement flows and rigid financial controls.
Small Business Credit Race Shifts From Approvals to Value-Added Services Small and mid-size businesses (SMBs) have traditionally been defined by their uphill battle to access credit. Approval odds were uncertain, and lenders could make or break an enterprise’s ability to grow, leading small firms to routinely turn to personal cards to fill funding gaps.
More Businesses Want Credit Built Around Their Cash Flow SMBs want credit cards designed around their cash flow, not just easy approvals.
New Data From i2c: For SMBs, Credit is Widely Accessible, Shifting the Focus to Flexibility and Premium Features With 83% of SMBs Confident They’ll Be Approved for a New Business Credit Card, Issuers Must Compete on Flexibility and Features to Meet the Increasing Demand for Adaptable Business Credit REDWOOD CITY, Calif. – i2c Inc., a global financial technology innovator, today released a new study titled “SMB Growth Monitor Report: Small Businesses, Big Credit […]
SMB GROWTH MONITOR: Small Businesses, Big Credit Needs
Gen Z Turns Credit Building Into a Financial Power Move For many consumers, smart credit use is more than convenience, it’s a way to unlock financial opportunity. As shown in “Consumer Credit Economy: Strategy vs. Spontaneity — Navigating the Great Credit Divide,” a joint effort between PYMNTS Intelligence and i2c, building or improving a credit score ranks as the leading motivation for seeking a new […]
From Gen Z to Boomers: How credit unions can win the top-of-wallet battle across generations (Originally published on CUInsight.com) It’s tempting to think all credit card users behave the same, but the reality is far more nuanced. Over my years in payments and credit, I’ve seen how members’ credit habits differ depending on their generation, financial experience, and lifestyle.
Small Businesses Want Credit That Works Their Way For small and mid-sized companies, credit has evolved from a safety net into a growth engine, and what businesses want from it is changing fast.

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