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Visa and Oxfam Bring Innovative Payments Solution to Disaster-Affected Communities

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i2c’s Global Payments Platform and UnionBank’s Card Issuance Expertise Deliver Quick Access to Funds and Basic Financial Services

MANILA, 26 August, 2015 – Access to money can make or break communities struck by disaster. Poor families lose all of their assets and savings in one fell swoop, and they need a lifeline to tide them over until they get back on their feet. However, transferring money can be difficult to set up and roll out and is a security risk for organizations responding to large numbers of affected communities.

International non-profit Oxfam in the Philippines, global electronic payments leader Visa, the largest Visa debit card issuing universal bank in the Philippines, UnionBank, and global provider of integrated payments and commerce solutions i2c, together with other private organizations, teamed up for the Electronic Prepaid Solution (EPS) Project, a simple and efficient platform that addresses the challenges in humanitarian “cash transfer programmes.”

“The program has proven that the Oxfam Visa Prepaid Card is more than just a payment tool that enables beneficiaries to purchase everyday items conveniently and securely. It also ushers many of the beneficiaries into the formal financial system, helping them develop life-enhancing financial skills. This project is a great example of how the world’s largest payments technology company and the world’s leading humanitarian organization harness our collective resources to innovate and overcome financial challenges during disasters,” said Stuart Tomlinson, Visa Country Managter for the Philippines and Guam.

Through the EPS Project, a beneficiary identified by Oxfam is issued an EPS card, which is credited with a fixed amount that can be withdrawn from bank automated teller machines (ATMs) and partner remittance centers. It can also be used for over-the-counter purchases at local merchants and for purchases through a mobile store set up 20 kilometers from the city.

“The EPS Project is helping empower disaster-affected communities by allowing them to make their own financial decisions. Oxfam hopes to work with Visa to scale up the project and find more ways of delivering payment services for post-disaster recovery, including sustainable livelihood programs. This is just the beginning. After seeing the success of the project in the Philippines, Oxfam plans to replicate this in future humanitarian response programs, both here in the Philippines as well as in other countries across the globe,” said Justin Morgan, country director for the Philippines program of Oxfam.

“This project fulfills UnionBank’s purpose: to make Da Diff by elevating lives and fulfilling dreams. Leveraging on our card issuance expertise, we elevate the lives of disaster survivors by getting cash aid to them in the quickest way possible ushering their way back to normalcy. And this is only the beginning. UnionBank is committed to continuously work with our partners to improve our customer experience and increase efficiency. Together, we can look forward to bringing this same solution to as many Filipinos as possible,” said Justo Ortiz, UnionBank’s Chairman and CEO.

“The i2c technology platform enables rapid deployment of customized EPS solutions anywhere in the world, so Oxfam and Visa can react quickly to get funds into the hands of people in need in the most secure and efficient way possible,” said Scott Salmon, general manager, International, for i2c. “We are pleased to team with all of our partners to make a real difference in people’s lives, which is core to our company’s mission.”

Together with Metrobank Card, i2c, PhilPost, MLhuiller and local merchants, the EPS was tested in Tacloban City, Leyte and in the municipalities of San Sebastian, San Jorge and Catbalogan City in Western Samar, areas affected by super typhoon Haiyan in 2013. Since December 2014, 2,700 prepaid cards have been issued, with a total of USD 188,023 transferred to beneficiaries

Participating merchants said that the common items bought by beneficiaries were water, sanitation and hygiene items, food, and medicine. Beneficiaries said they saved some of the money as their “disaster emergency fund” and as investment, which dispel the myth that poor people are not ready for the banking system.

Flocerfida Babon, a Cash for Work beneficiary of Oxfam’s Typhoon Hagupit (local name: Ruby) humanitarian response in San Sebastian, West Samar, shared how the prepaid card’s speed and security made life more convenient for disaster survivors like her. “With this card, it is easy to get what you need, when you need. Most importantly, it is safer when you receive money through the card. It cannot be taken or stolen easily compared to having the hard cash on your hands.”

About Oxfam

Oxfam is an international confederation of 17 organisations working in 94 countries, as part of a global movement for change, to build a future free from the injustice of poverty. In the Philippines, we work with poor people to sustain their livelihoods, and reduce their risks to natural and human-made disasters and climate change impacts. Know more about Oxfam in the Philippines and visit our page:

About Visa

Visa Inc. (NYSE: V) is a global payments technology company that connects consumers, businesses, financial institutions, and governments in more than 200 countries and territories to fast, secure and reliable electronic payments. We operate one of the world’s most advanced processing networks — VisaNet — that is capable of handling more than 56,000 transaction messages a second, with fraud protection for consumers and assured payment for merchants. Visa is not a bank and does not issue cards, extend credit, or set rates and fees for consumers. Visa’s innovations; however, enable its financial institution customers to offer consumers more choices: pay now with debit, pay ahead of time with prepaid or pay later with credit products. For more information, visit, and @VisaNews.

About UnionBank

UnionBank of the Philippines is a publicly-listed universal bank that distinguishes itself through superior technology, unique branch sales and service culture, and centralized backroom operations. It is consistently recognized as one of Asia’s leading companies in banking and finance, ranking among the country’s top 10 universal banks in terms of key performance ratios in profitability, liquidity, solvency and efficiency. For more information, visit and @unionbankph.

About i2c Inc.

i2c is a global provider of highly-configurable banking and payment solutions. Using i2c's proprietary building block technology, clients can easily create and manage a comprehensive set of solutions for credit, debit, prepaid, lending and more, quickly and cost-effectively. i2c delivers unparalleled flexibility, agility, security and reliability from a single, global SaaS platform. Founded in 2001, and headquartered in Silicon Valley, i2c's next-generation technology supports millions of users in more than 200 countries/ territories and across all time zones.

For more information, visit and follow us at @i2cinc.

Media Inquiries:

Chuck Meyers
Director, Analyst and Public Relations, i2c

Kinan Suchaovanich
Visa International Asia-Pacific
Phone: +66 98 830 9239

Denise Ching
EON The Stakeholder Relations Firm
Phone: 0917 654 1900

Rhea Catada
Oxfam in the Philippines
Media, Advocacy, Campaigns, and Communications
Phone: +63 917 365 4649 (Globe)
+63 928 504 2911 (Smart)

Liane Reyes
UnionBank of the Philippines
Center for Strategic Partnerships
Phone: +63 917 860 6795