More and more, consumers are enjoying the perks that come with using credit cards. For issuers that deliver differentiated products with compelling features, credit represents a big opportunity.
Innovation and differentiation in credit hasn’t been easy. But with the right credit card processor, you can build products with the personalized digital features today’s cardholders demand. i2c’s Consumer Credit solution is designed so issuers can quickly and easily bring to market appealing, custom-branded credit products aligned with their business objectives. Turnkey technology and APIs make implementing advanced digital features easy. i2c uses a single, global cloud-based processing platform, so time to market is accelerated, and it’s easy to test features and scale offerings worldwide. i2c’s Consumer Credit solution allows you to deliver the best credit products with features that are easy to implement and will set you apart from the competition.
Anytime, anywhere, account access via mobile devices lets cardholders view recent transactions, set card controls, and manage real-time alerts and account preferences. They can easily turn a card “on/off” or fine-tune settings, such as a spend threshold for a certain merchant type—limiting fraud and eliminating overspend. Personalized and contextual real-time alerts give cardholders immediate updates on critical account information, including a failed log in, suspicious transactions, and spending activity via push, text message, email, or phone.
i2c’s platform lets issuers establish program objectives and leverage transaction data and customer insights to deliver the right message, at the right time, to the right customer, via the right channel, ensuring the highest performance with data triggered and targeted campaigns.
Easily set up compelling loyalty programs that let cardholders earn miles, points, or cash-back in addition to benefiting from card-linked offers and digital coupons, all with easy redemption options.
From non-prime to mass market, to prime and affluent markets, i2c’s flexible Consumer Credit solution is able to offer multiple products to multiple cardholder segments, delivering specific value to each group while managing issuer risk and maximizing market penetration.
Build more profitable customer relationships and drive down costs with some of the most advanced cardholder services in the payments industry, including 24x7x365 customer service, intelligent integrated voice response systems in multiple languages, fraud and risk management capabilities, identity verification services, and analytics and performance management.